Citerra Finance makes medical care affordable.

This will result in only a soft inquiry of your credit report and will not impact your credit score.
Citerra Finance BBB Business Review

What We Do

Citerra Finance specializes in helping those seeking plastic, cosmetic bariatric surgery, and other procedures such as dental, gender affirmation, and fertility.

For more than two decades, Citerra Finance has been lending a helping hand to help ensure a positive and successful experience during medical financing needs. 

This will result in only a soft inquiry of your credit report and will not impact your credit score.

Our Experience

Providing clients with financial and emotional support to help them build their confidence and achieve their goals through a medical procedure.

21+ Years of Experience

Step-by-Step Assistance

Fast Approval

Emotional Support

We not only aim to help patients achieve their desired results and goals through medical procedures such as bariatric or plastic surgery, but we also aim to offer each patient emotional support. 

Our Commitment

We are sensitive and caring to all the needs of our clients offering first-class assistance throughout each step of the process, from financing to travel plans.

This will result in only a soft inquiry of your credit report and will not impact your credit score.

We understand that going through a medical procedure, whether for a cosmetic enhancement or because of health concerns, can be a stressful, difficult time. Unlike other medical financing companies, we are committed to looking at the whole picture surrounding your procedure. Our goal is to help you achieve all of your medical goals and desires, in addition to providing a strong and caring support system for you along the way.

Surgeries Financed

Procedures

We provide patient financing for a wide-spectrum of elective surgical procedures, not limited to the below.

Plastic Surgery

Cosmetic Surgery

Bariatric Surgery

Dental Procedures

Fertility

Knee and Hip

Gender Affirmation Surgery

Breast Augmentation

Tattoo Removal

Hair Loss Replacement

Citerra Finance Offers

Loan Amounts from $1,000 to $50,000.

Loan Terms from 12 to 84 months.

Annual Percentage Rates from 0.0% to 23.99%

Your Advocate for Surgical Care

Our team will work directly with your doctor so that you can focus on your treatment rather than the financing process.
This will result in only a soft inquiry of your credit report and will not impact your credit score.

Frequently Asked Questions

Get help finding answers to your questions.

Citerra Finance will directly pay the doctor and you pay the bank on a monthly basis.
It takes approximately 10-45 min.
This percentage depends on your credit score or the cosigner’s credit score.

Yes, of course.

You may start as soon as you know the doctor and the amount.

Yes, we do have other specialized banks that do Medical tourism financing. It also includes the travel that can be financed-(travel funds are sent separately to the patient.)

Yes we can most certainly have you select a doctor/practice from our net work!

We have received the funds, thank you again for all of your help and all you have done. I would like to tell you that you made us feel like we were the only case that you were working on. Thank you very much.
Derrick